The Housing Services Program has one
mission: to provide a full range of free services, advice, and technical
assistance to housing clients. Housing Services is a source of information to
countless New Castle County residents with housing concerns ranging from simply
keeping rent current to purchasing their own home.
Neighborhood
House, Inc. established Housing Services in 1977 to counsel South Wilmington
residents. The program quickly grew into a full-service program, adding housing
development and home improvement to its services. In 1980, the program became a
HUD-Certified Comprehensive Counseling Agency and expanded its activities to
include all of New Castle County.
Now in its fourth
decade, Housing Services continues to provide comprehensive housing counseling
free of charge to anyone who is interested in either purchasing a home or
acquiring affordable rental housing.
Neighborhood
House, Inc. provides counseling for New Castle County down payment and
assistance program and Delaware Housing Settlement Assistance/Second Mortgage
Assistance Loan program. Counseling certificates are given to clients who
complete the homebuyer education program.
Housing Counseling
Neighborhood
House, Inc. provides counseling for New Castle County down payment and
assistance program and Delaware Housing Settlement Assistance/Second Mortgage
Assistance Loan program. Counseling certificates are given to clients who
complete the homebuyer education program.
Pre-Purchase Counseling
Pre-Purchase
Counseling gives you specific information, advice and technical assistance to
prepare you for the mortgage process and homeownership. We will inform you of
the facts regarding the many options and programs available so you can find the
one that best suits your needs and financial situation.
Pre-Rental Counseling
Pre-Rental
Counseling will help you through the process of obtaining and maintaining
decent, safe, and affordable rental housing.
Mortgage Default
Counseling
Are you having
trouble making monthly mortgage payments? Call for Mortgage Default Counseling
which explains relief options to assist homeowners in bringing their mortgage
payments up to date.
Rental Delinquency Counseling
Renters who have
trouble paying their monthly rent should seek Rental Delinquency Counseling.
Through step by step assistance, residents receive guidance on how to keep their
rent current and not fall behind.
Reverse Mortgage Counseling
If you are 62 or
over and need additional money for bills and travel or medical expenses. Reverse
Mortgage Counseling will teach you how to use the equity in your home for
income.
Budget Counseling
Tenants and
homeowners alike can benefit from Budget Counseling which assists with the
development of a spending plan to help acquire or maintain housing.
Post Occupancy Counseling
After you
purchase or rent a home, you may need help resolving problems which do not
involve a default or delinquency. Such assistance may include refinancing or
home improvements. Post Occupancy Counseling helps you manage your home
successfully.
.
Upcoming Housing
Workshops
01/09 Home
Ownership Preservation (Foreclosure Prevention Advice) – 8 a.m. to noon in
Wilmington
01/22 First
Time Homebuyers – 6 to 8:30 p.m. in Middleton
02/14
Homebuyers Education – 8 a.m. to noon in Wilmington
02/26
Home Ownership Preservation (Foreclosure Prevention Advice) – 6 to 8:30 p.m. in
Wilmington
03/14 Credit –
8 to 12 noon in Wilmington
03/26 Home
Ownership Preservation (Foreclosure Prevention Advice) – 6 to 8:30 p.m. in
Middletown
Please call (302) 652-3928 and ask for
Zina Pressey to
reserve a space.
.
