The Housing Services Program has one mission: to provide a full range of  free services, advice, and technical assistance to housing clients.  Housing Services is a source of information to countless New Castle County residents with housing concerns ranging from simply keeping rent current to purchasing their own home.

Neighborhood House, Inc. established Housing Services in 1977 to counsel South Wilmington residents.  The program quickly grew into a full-service program, adding housing development and home improvement to its services.  In 1980, the program became a HUD-Certified Comprehensive Counseling Agency and expanded its activities to include all of New Castle County.

 

Now in its fourth decade, Housing Services continues to provide comprehensive housing counseling  to anyone who is interested in either purchasing a home or acquiring affordable rental housing.

 

Housing Counseling

Neighborhood House, Inc. provides counseling for New Castle County down payment and assistance program and Delaware Housing Settlement Assistance/Second Mortgage Assistance Loan program.  Counseling certificates are given to clients who complete the homebuyer education program.

 

Pre-Purchase Counseling

Potential homebuyers are counseled on the home buying process.  Clients attend a workshop and one-on-one counseling sessions to reach their goal of home ownership.  Counselors also help determine client's eligibility for down payment and settlement assistance programs.

 

Rental Assistance

Rental Assistance counseling for those who want to become renters and for those who are having difficulty paying their rent.

 

Foreclosure Intervention & Default Counseling

Our goal is to help our distressed homeowners achieve the best outcome for their specific issue.  We serve as a liaison between our client and the mortgage lender/servicer.

 

Budget  (Financial Literacy) Counseling

Clients are educated on the importance of maintaining a budget and paying bills on time as well as saving for the future.

 

Credit Counseling

Clients are educated on the importance of good credit and how to use credit.  Credit is important to consumers for purchasing a home, buying a car, obtaining insurance and even applying for a job.

 

Post Occupancy Counseling

After you purchase or rent a home, you may need help resolving problems which do not involve a default or delinquency.  Such assistance may include refinancing, financial literacy (savings) or home improvements. 

 

                  Housing Services Fee for Service

Pre-Purchase (First time home buyer counseling) - $100

Credit Counseling (clients pay cost of credit report pull)

Rental Assistance - FREE

Budget-Financial Literacy - FREE

Foreclosure Intervention & Default Counseling - FREE

Post Occupancy Counseling - FREE

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 Upcoming Housing Workshops

(English and Spanish)

September 10, 2011       Homebuyer Education

Registration is Required for All Workshops

Please call (302) 652-3982 to register.

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